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Credit cards

If you've got a credit card and you travel a lot then you need to pick the right one to really make travel easier.

Live in the UK?  Travel with British Airways then you need to have their co-brand credit card currently with American Express.  Why?  Well, apart from miles, double miles if you use the card to book flights with BA, you also get faster free flights.

After you've spent around £15,000 on the card BA will give you a voucher to redeem one get one free.  So, if you going First Class to Dubai you will only need 120,000 miles for two people.  Yes, you read that correctly - two seats in First Class for 120,000 miles (and don't forget the tax!)